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Terms & Conditions

1. Introduction

These Terms govern your access to and use of the Malta Residency Programmes website (the "Service"). By accessing or using the Service you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Company details

Signature Private Office Limited (trading as Malta Residency Programmes) Registered office: Dragonara Business Centre, 5th Floor, Dragonara Road, St. Julians, STJ 3141, Malta.

Contact for legal or contractual queries: info@maltaresidencyprograms.com

3. Relationship to other policies

The Privacy Policy and Cookie Policy govern how we process personal data and use cookies. Those policies form part of these Terms by reference. For privacy matters contact: info@maltaresidencyprograms.com.

4. Use of the Service

You agree to use the Service lawfully and in accordance with these Terms and applicable Maltese and EU laws. You must not misuse the Service or interfere with its operation.

5. Intellectual property

All content on the Service (text, images, logos, trademarks) is owned by or licensed to the Company. You may not reproduce, distribute or create derivative works without prior written permission, except as permitted by law.

6. Availability and disclaimers

The Service is provided "as is" and "as available". We do not guarantee uninterrupted access or that the Service is error-free. To the extent permitted by applicable law, we disclaim all warranties, subject to the consumer protection rights that cannot be excluded under Maltese or EU law.

7. Limitation of liability

Except for liability that cannot be limited or excluded by law (for example in respect of death or personal injury caused by negligence), our aggregate liability to you in respect of any loss or damage arising under or in connection with these Terms shall be limited to direct losses up to the amount paid by you for the particular Service in the 12 months prior to the event giving rise to the claim, or €1,000 if no payment was made, whichever is greater. This clause does not affect your statutory rights where you are a consumer.

8. Payments and refunds

Where the Service includes paid services, fees, payment terms and refund policies will be stated at the point of sale. All payments are subject to the terms provided at purchase and applicable law.

9. Termination

We may suspend or terminate access to the Service at any time for breach of these Terms or for operational reasons. Termination does not affect accrued rights or obligations.

10. Changes to these Terms

We may update these Terms from time to time. If changes are material we will provide reasonable notice (for example, by posting a prominent notice on the Service or sending email to registered users where applicable). Continued use of the Service after the changes constitutes acceptance.

11. Governing law and disputes

These Terms are governed by the laws of Malta. For disputes, we encourage you to contact us first so we may attempt to resolve the matter. You also have the right to bring a claim before the Maltese courts or to lodge a complaint with the Maltese Data Protection Commissioner in respect of privacy matters.

12. Data protection

The Company processes personal data in accordance with its Privacy Policy. Data subject requests (access, rectification, erasure, restriction, portability and objection) should be directed to info@maltaresidencyprograms.com. We will respond in accordance with applicable law and will verify requests to protect privacy.

13. Consumer rights

Nothing in these Terms affects your statutory rights as a consumer under applicable Maltese and EU law. If you are a consumer, certain clauses such as exclusions of liability may not apply to the extent prohibited by law.

14. Contact

For questions about these Terms contact: info@maltaresidencyprograms.com

Last updated: 4 September 2025